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When I was in the automotive industry I saw the extension of car loans going into 54, then 60, then 72 months and with the extension of the loan installments came the inevitable negative equity. In general the longer the term you finance for the more likely you are to find yourself “upside down”. The [...]
On January 22nd, the Federal Reserve cut their most important interest rate for the fourth time in the past six months, in an attempt to stem the widespread sentiment that the US is in, or headed for recession. Their cut comes at a strange time, because they were rumored, nay, expected, to deliver the cut [...]
Last week a move from the federal government caused interest rates to decrease to a very low rate. Mortgage companies noticed the increase in refinances from traditional home buyers who were taking advantage of low interest rates to save cash flow ever month. One thing you have to consider when going to refinance a home [...]
